Let’s face it, when playing in amateur sports, or participating in camps and events, accidents are going to happen. Participant Accident can be in place to help pay medical expenses when those injuries occur.
Participant Accident or Excess Accident is not intended to replace an individual’s own health insurance but is intended to be excess of their health insurance and help with co-pays and other related medical expenses.
Some general liability carriers require it to help reduce damages that may affect general liability claims and potentially lower the likelihood of lawsuits.
Speak with one of our specialists today regarding Participant Accident insurance and how it can benefit your organization.