This insurance program has been specifically designed to the unique needs of an individual sports instructor. This fits the instructors who teach swim lessons at their personal residence, customers residence or commercial facilities.
Membership of USA Swimming, US Swim School Association, SwimAmerica or Total Immersion is
NOT a requirement for this coverage.
A U.S. based instructor age 18 or older conducting private or group instruction in any of the following sports is eligible for this program:
– Baseball – Lacrosse
– Basketball – Racquetball
– Baton Twirling – Road running
– Bowling – Soccer
– Cheerleading – Softball
– Cross country – Swimming
– Dance – Table tennis
– Fencing – Tennis
– Figure skating – Track and Field
– Football – Tumbling (Floor only, no apparatus)
– Golf – Volleyball
– Hockey – Wrestling
COVERAGE PROVIDED UNDER THIS PROGRAM INCLUDES
Commercial General Liability with Broadening Endorsement-coverage which protects the insured against liability claims for bodily injury and property damage arising out of premises, operations, product and completed operations and personal and advertising injury (slander and liable).
Legal Liability to Participants-coverage which offers protection agains bodily injury liability claims brought by persons participating in sports activities under the direction of the insured.
Professional Liability-provides protection against wrongful acts (breach of duty, neglect, error, ommission, misstatement or a misleading statement in the dicharge of sports activities) that occur under the operations of the insured.
COVERAGES AND LIMITS
|Option 1||Option 2||Option 3||Option 4||Option 5|
|Commercial General Liability (CGL)|
|General Aggregate (Other than Products-completed Operations)|
|Products-completed Operations Aggregate|
|Personal and Advertising Injury|
|Legal Liability to Participants|
|Damage to Premises Rented to You( Fire Legal Liability)|
|Medical Expense (other than participants)|
|Program A – Sports instruction conducted at locations that are NOT owned or operated by the instructor|
|Program B – Includes Program A locations and instruction at the instructor’s home or residence|