Risk Management Services, Inc. (RMS) was founded with the sole intention of providing its clients with sound, relevant, and focused risk management consultation and insurance brokering. RMS specializes in both commercial and personal lines insurance, alternative risk financing, client self-insured programs and amateur sports and recreation programs.

Our interest in amateur sports began in 1978 when our founder, John Peterson, was first introduced to the governing body of competitive swimming as a broker via the Amateur Athletic Union (AAU). Mr. Peterson began managing the insurance program exclusively in 1979, the year after the Amateur Sports Act had been instituted. Since then, RMS has successfully developed specialized insurance programs for amateur sports and the swimming communities that allow clubs and athletes of all ages and abilities to access fields and pools across the United States.


Knowledgeable and responsive customer service is paramount at RMS. Anyone can sell you an insurance policy, but do they understand what they have sold you and the potential shortcomings of one-size fits all policies related to amateur sports where the majority of participants tend to be minor athletes? Purchasing insurance through one of the RMS programs is the most reliable way to make sure your association, team, or event has the coverage it needs.



John earned his B.S. Degree from Arizona State University and holds an International Management Diploma from Oxford University in Great Britain. He has over 45 years of experience in the insurance industry where he specializes in client self-insured programs, as well as commercial property and casualty insurance. John had over 13 years of successful tenure as a Chief Executive Officer for several large international insurance brokerage firms. John has been responsible for the management and direction of US operations in captive formation and management consulting for many large insurance companies. John founded RMS in 1988 to specialize in captive insurance company management and alternative risk financing, both on and offshore.

In addition to John’s extensive insurance industry knowledge, he has acquired the following accreditations:

  • Licensed in Property and Casualty, and Life and Health
  • Certified Insurance Counselor (CIC)
  • Associate of Risk Management (ARM)
  • Certified Property and Casualty Underwriter (CPCU)



David earned his B.A. in marketing in 1993 and his Master's degree in business thereafter from Arizona State University. David has more than 15 years of experience in the insurance industry and has the responsibility of managing the day-to-day business operations of RMS and our insurance company relationships. David works directly with our captive clientele to produce risk management solutions to improve their overall risk portfolio.

In addition to focusing on commercial insurance client opportunities, David has acquired the following designations:

  • Licensed Arizona Property and Casualty
  • Certified Insurance Counselor (CIC)
  • Certified Risk Manager (CRM)


Sr. Vice President

Sandi earned her B.A. Degree from Boston College and began her career in insurance in 1969. Sandi is instrumental in all day-to-day company activities but focuses primarily on our specialized swimming insurance programs. She has been developing and managing successful swimming insurance programs for over 35 years.

Sandi has a broad, extensive knowledge of the insurance industry and has earned the following accreditations:

  • Licensed Arizona Property and Casualty, and Life and Health
  • Certified Insurance Counselor (CIC)
  • Accredited Advisor of Insurance (AAI)
  • Associate of Risk Management (ARM)
  • Certified Professional Insurance Woman (CPIW)


Sr. Account Executive

Debbie began her insurance career in 1979 as a personal lines underwriter in Ohio. After 8 years in personal lines she migrated to commercial claims handling responsibilities and account management for commercial lines. Debbie remained in commercial lines after moving to Arizona where she worked for a large insurance company and an agency as an Account Manager. Debbie has become an integral part of RMS, adding her extensive insurance experience in multiple fields. Debbie is our Senior Account Executive and manages a large portion of our commercial lines business and helps manage the day-to- day activities of our specialized swimming programs.

  • Licensed Arizona Property & Casualty


Agency Manager

Lori joined RMS in 2017. She comes to us with a Business Degree from the University of New Mexico. She currently holds an Arizona Property and Casualty License and is working on her Certified Insurance Service Representative (CISR) designation. Lori is responsible for our sports and recreation programs as well as event insurance. She manages our Non-Profit Directors & Officers Program and is helping with all of our amateur sports program insurance.

  • Licensed Arizona Property & Casualty